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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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Ronda Campbell
Frisco, CO 80443
Phone: 970-389-3437
Email: ronda@colorado.net

Testimonials

In the last 3 years, my wife and I have bought two properties using Ronda Campbell as our realtor. Ronda Campbell's excellent communication skills and knowledge of the Summit County real estate market was extremely helpful in guiding us through the selling and purchasing process. Ronda Campbell provided a professional and easy to work with demeanor and we will certainly only contact her again for any future real estate Transactions in Summit County Colorado. Gregory Louden
We would recommend Ronda to anyone looking to buy or sell their home in Summit County and the surrounding areas. Not only is Ronda knowledgeable of the market, she is also extremely responsive and has gone above and beyond expectations to help us buy or sell our homes and even saved us lots of money. Whether we were buying or selling, Ronda helped us each step of the way from listing, inspections, appraisals to smooth closings. She is very skilled in today’s technology and she made the entire process flow smoothly. Ronda is well connected to the Community and can provide great resources for anything you may need like repairs, cleaning, moving, storage and much more. We would recommend Ronda to anyone looking to have a great experience selling or buying their home. Jayne Esser
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